Is Multi-tasking a lie?

When it comes to prioritizing stuff it gets really hard, and prioritizing is a major era where people get stuck or by which people get stuck. So, what we do to avoid prioritizing is that we do all the stuff at the same time, which we call multitasking. So, here’s the deal, there is no such thing as multitasking, you can never focus on more than one thing at the same time. As it is said that, “If you chase two rabbits, you will not catch either one”. This isn’t only a proverb but it’s a fact. Multitasking is a lie and yet everyone think of it as an effective thing to do. As steve uzzell said, “multi-tasking is merely the oppurtunity to screw-up more than one thing at a time”, and that’s exactly what happens.

THE PROOF

Clifford nass proved it in 2009, he was a professor at stanford university. He and his team of researchers gave 262 students questionnaires to determine how often they multi-tasked and then they divided their test subjects into two groups of high and low multi-taskers. Everyone was thinking that the frequent multi-taskers will do better, but they were wrong. After that Nass said,”I was sure that they had some kind of secret ability, but it turns out that the multi-taskers were just a statues of irrelevancy” which proves that

ORIGIN OF THE WORD

Psychologists have been studying the ability of humans of doing more than one thing at a time, but the word multitasking was never used until 1960’s. In 1960’s, the word multi-tasking was used for computers for doing more than one task at a time.

SUGGESTIONS

In the “Suggestions” section. I recommend you books, articles, videos, or movies on the topic we discuss above.

  1. The book “The One Thing” by Gary keller with Jay papasan

What humans were meant to be?

If we think of our purpose like, “Some time ago humans were born on earth, they were meant to live or survive by using their brain and their capability of uniting, by contributing and by serving other’s through which they could get other services from others”. You were meant to contribute something to the humanity, and success is how much you contribute. The bigger the contribution, the larger the success. Contributing doesn’t only mean doing work for others. There are some successful people like Steve Jobs who gave the world computers and helped the world innovate faster.

Then their is bill gates, he didn’t only help the world by microsoft, he also helped humanity by reducing a large amount of poverty and starvation and have done other big stuff in which he has contributed billions.

If your life impacts the humanity in a good way, then you are doing good in your life. The larger the impact, the better person you are.

You can contribute in the big projects which others are doing to make an impact on the lifestyles of the humanity world wide by just being an employ and having a sense of leadership in you, and aiming to make that project successful with your heart and soul.

What’s your big deal? How are you going to contribute? being rich or famous isn’t success, using that fame or money on making things right is success, because that’s what you were born for.

SUGGESTIONS

In the “Suggestions” section. I recommend you books, articles, videos, or movies on the topic we discuss above.

  1. The movie “Tomorrowland” is a great explanation of this.
  2. Robin Sharma’s book “The Leader who had no title” is also pretty good for it.

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Is being rich BAD?

“Is it bad to be rich?”, “Are rich people rude?” or “Are we going to be bad, greedy and rude when we become rich?”. These are some of the things that many of us are told by our elders, and not only elders but by our society by movies and dramas, and everything around us. Rich are always shown as show-offs, rude and corrupt. Rich people are shown as gangsters and drug dealers. But what’s the truth?

Many of them are really corrupt, greedy or rude but that doesn’t depend on them being rich or poor, It’s just how they are, whether they are rich or they are poor. Because there are many greedy, rude and selfish people who are poor people too. If you are good and willing to be good through your heart, then it doesn’t matter whether you are rich or poor.

Happy Or Rich?

The phrase That “I would rather like be happy than being rich.” is one of the phrases that i hate the most. You don’t have a choice in being happy or rich, you can be happy and rich both at the same time. There are more chances of being happy while being rich than while being poor. How could i be happy while I don’t have money to pay my bill, while i am tensed about the entertainment of my family or while i can’t have free time for my passion or for my family. And if i’m rich, why would i be unhappy if i have enough time for my hobbies and for my family, if i don’t have to think about the money for the expenses or if I can easily help anyone that I see struggling.

Change your thinking to change your life

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A Teacher’s Role

We all have been taught to respect our teachers since we were kids, but who exactly are those teachers?

The meaning of the word “Teacher” is the one who teaches, but that’s the literal meaning on the word. Whom do we call a teacher? We have now made the purpose of a teacher so limited that the purpose of a teacher has now become just to explain the things written in your textbook, to make you prepare for your exams or to teach you the things which will be asked again later in your exams. Even if you search the meaning of a teacher on google, you will see this:

What do you mean by “Especially in a school”?!! We have made teaching just a profession. It is much more than a profession.

What is really the purpose of a teacher? A teacher is the person who passes on the lessons he got from his life to the younger ones (Students), the one who guides his students for the challenges and aware the students for all the dangers. So, this definition sounds more like your parents, right? And that is exactly the reason why the teachers respect are meant to be compared with your parent’s.

The Power Of A School Teacher

As a school teacher you have a chance of developing a personality. The personality of the students in their early ages are like a dough, they will get shaped as you want them. A school teacher has a person, a person who could be shaped as the teacher wants. Why not make that person a genius? Why not save the child’s brain from being killed? Most of the children’s brain gets killed in their early ages. Their creativity is stopped and their imagination is made limited by their surroundings. There are only two people who can save the brain of the children which are their parents and the teachers. A student is with the teacher for almost half day. The teacher can develop a genius, innovative and creative student, Only if they are apprised of how to do it.

The Main Purpose Of Teaching

The main purpose of a human being is to discover the world, learn new things and experience different dangers, and at the end, pass all the information to the new generation. That is how the learning works. But to make it more efficient, the schools were formed. So, that the experienced humans could have a chance to pass on their experiences and knowledge or collect the knowledge from other experienced people and then pass it on to a larger number of young kids, and the kids can get knowledge from the experiences of a large number of people who have experienced things in different fields. This was the main idea of schools and teachers.

Now the publishers and the commercialism have misdirected the real purpose of the teachers. This could be redirected only by the teachers.

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Join Us On The Way To Success!

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Convert Boring time into Productive time

I prefer converting my boring time into productive time instead of converting it into entertaining time. 

                                                              So, what does it mean? when i am travelling, like I am in my car or in a bus, I would like to listen to a podcast instead of listening to a song. If i am getting bored somewhere like in a waiting room, I would be more likely to read an e-book than using instagram or twitter. If I am at home and I am not in a mood to work, or read a book or do anything productive I would listen to an audio-book. Look I am not productive all day and I don’t think that anyone can do these things all day, but these are some alternatives which you can do to make your time productive and “non-boring” instead of just wasting that time.

                    There are now many things and services which have made it easy to utilize your little gaps of free time and doing something productive, which will help you in the future. Following are some tools that you can use to be productive.

E-Books

There are many places where you can get E-Books, some of the ebooks are even available on google play but the best place that I think is amazon kindle. You can simply download the kindle app, buy a book and read it with the best experience. You can’t take your books everywhere, but you can carry as many Ebooks as you want without even carrying them in your hands. E-Books also provides some other features like, it is easy to highlight things or if you do not understand a work or a term used in the book, you can just google the meaning of it. But reading e-books can sometimes be a little exhausting so you can try listening to audio-books.

Audio Book

I haven’t used much platforms for listening to audio books but i think “Audible” would be good. I use audible and it is comfortable to use. You can start using it by downloading it and it will also give you your first audio-book for free. You can listen to an audio- book while doing work, or traveling when you can not read a book or an ebook or you can just use it when you are not in a mood to read.

Podcasts

I have used many podcast players but I foung “Google Podcasts” the best. It can easily download podcasts or you can listen them online. It’s design is simple and amazing and it is easy to find podcasts and subscribe the channels. It is completely free of cost. You can get any type of podcast that you want. You can listen to entrepreneurial podcasts, marketing, any skill you want to learn or to know about or any other productive podcast.

Youtube Videos

There a lot of types of youtube channels providing time-wasting videos. So, here are some channels that you must subscribe.

  1. The Rich dad channel
  2. Grant Cardone
  3. Anik Singal
  4. Bright side
  5. Business Insider

These are just five of some amazing youtube channel. These aren’t top five, they all are great and these are the ones whose videos will provide you some productive time.

Tedx Talks

Ted talks are also there on youtube, but they have better experience on it’s own app “TED“. In ted talks, there are some successful people who come to stage and share their experiences and advises to inspire others.

It can actually be one of two things:

  • Something that’s new and surprising; an idea or invention that audience has never heard about.
  • A great basic idea (that audience has maybe already heard) with a compelling new argument behind it that challenges beliefs and perspectives.

In other words, an idea isn’t just a story or a list of facts. A good idea takes certain evidence or observations and draws a larger conclusion.

So that’s all for now.

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3 Steps to learn a SKILL

Learning a skill isn’t so complicated, but there really is much importance for learning skills. Skills have a very big effect on your self-confidence. The more skills you learn the more confident you become. The increase in your self-confidence by a single skill depends upon how much does it matters to you. It is also a better utilization of time because it is better to learn a skill than playing games or watching videos on youtube. It is better because it helps you in your life, and solves many problems in many ways(depends upon the skill).

                                   There can be many ways but here i am going to discuss the way that is the most effective way for me. There are three steps in this process.

1. R&D

          I do a lot of research on the skill i want to learn. Google and youtube are so helpful for that, I watch youtube videos on it and read the articles from google and gain as much knowledge as I can. I do that for some days and while doing that I find the website, person or platform which teaches about that skill. The person I feel comfortable to listen. I listen to him, or see if they have got a website, If they have a podcast so I would listen to it, If they have a book so I would read it.

2. The Chain Of Learning

                                                                 Then the chain of learning begins. The chain of learning is a non-stopping chain in which you remain moving forward in that skill and you never stop. There is always something next to learn, Like if i wanted to learn a skill and I am listening to a person or reading an article or a book and I see a term or a process or anything which I do not know, So I search it on google, and now I have knowledge about that thing. So, i just keep going with that chain while I am going with other chains too. Don’t just get stuck with one skill, learn more!

3. Experiencial Learning

                                                              What I do along all the learning, is that I perform or practice those things too. Doing this does not make me feel bored with that skill and this increases the quality of learning of that skill. By experiencial learning you learn more, you face the problems on which you may have not focused on before, you may see some new problems or you may find solutions for some problems. There is one more thing I do, but this does not apply on all skills like, When I was learning to create a website or when I was learning a programming language, I sometimes used to practice it before learning it by a course, book or video. Doing this helps me, discover new things which I would have never discovered if I just followed the instructions. 

                             Never stop at the amount of skills which you think is enough because as i have said before, the more skills you acquire the better you become.

You could never be a perfect person because no one can. But the thing you can do is becoming better. Never feel that you are done because there are many thing to discover and to learn. There is no amount of skills which is enough for you to stop learning new things.

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Increase Audience On instagram

Instagram can be a highly-targeted, visual marketing channel for your brand and an opportunity to build a loyal audience that grows with your business.

In fact, over 500 million Instagram users browse the app every day, making it home to some of the most engaged audiences around. 

But like any social network out there, there are right ways to use it, wrong ways to use it, and clever ways to use it.

In this post, we will show you how to most effectively use Instagram to increase engagement and grow a massive following over time—one that’s full of real fans, not inactive fake accounts.

How to Get More Followers on Instagram

There are 13 tactics that will help you reliably get more followers on Instagram:

  1. Use the right hashtags
  2. Use the right filters
  3. Post at the right time
  4. Steal your competitor’s followers
  5. Pay for sponsored posts and product reviews
  6. Use geotags to boost local discovery
  7. Organize your Stories into Highlights on your profile
  8. Ask new users who engage with you to follow you
  9. Be consistent
  10. Hop on trends
  11. Run a giveaway
  12. Monitor your following closely over time
  13. Use the Instagram tools at your disposal 

Let’s dive deeper into how to implement each tactic.

 Use the right Instagram hashtags

Your goal on Instagram is to engage your current audience while also growing your following. Posting new, interesting and engaging photos will satisfy the first requirement, but to begin growing you’ll find hashtagging your photos to be extremely important.

So which hashtags should you use?

Just like with Twitter and other social sites, users on Instagram use certain hashtags over others. If you use the right hashtags within your photos, you’re much more likely to reach new users and be discovered.

Here are the current top 20 hashtags on Instagram according to Websta:

  1. #love (1,271,692,015)
  2. #instagood (742,795,562)
  3. #photooftheday (507,358,504)
  4. #fashion (487,010,088)
  5. #beautiful (463,668,566)
  6. #happy (427,528,663)
  7. #cute (418,686,470)
  8. #like4like (417,887,839)
  9. #tbt (413,049,020)
  10. #followme (392,011,012)
  11. #picoftheday (380,504,677)
  12. #follow (371,102,705)
  13. #me (348,193,980)
  14. #art (343,874,151)
  15. #selfie (337,204,715)
  16. #summer (324,498,110)
  17. #instadaily (323,307,593)
  18. #repost (309,603,537)
  19. #friends (307,567,075)
  20. #nature (303,040,276)

If you looked at the list above and said, “But none of those apply to my products or brand”, you’re likely correct.

Using hashtags is one thing, using the right tags is a completely different thing.

Popular tags like the ones listed above will likely net you additional engagement and likes, however they will not lead to increased long-term engagement, new interested followers, and most importantly, sales.

If you want to tag your photos properly, you’ll need to find and use the most relevant hashtags. This means doing the appropriate research to make sure you’re using hashtags that not only describe your brand, but are also being searched for on Instagram.

Using hashtags in Instagram Stories

Hashtagging on Instagram posts are a given, but you should also be using hashtags in your Stories for the chance to be seen by users who follow that specific hashtag.

You can use Hashtag Stickers (which can be found in the Stickers menu when creating a Story) or just hashtag directly in your captions for a chance to be featured in a Hashtag Story.

Now that users can follow hashtags, your Stories have a chance to be seen by both people who are following that hashtag and anyone who’s just checking it out.

Use the right filters on Instagram

Keyword hashtags aren’t the only thing you should pay attention to. The Instagram community responds to certain photo filters more favorably than others. Using these preferred filters can have an impact on your engagement.

Here are the 10 current most popular filters on Instagram according to Iconosquare:

  1. Normal (No Filter)
  2. Clarendon
  3. Juno
  4. Lark
  5. Ludwig
  6. Gingham
  7. Valencia
  8. X-Pro II
  9. Lo-fi
  10. Amaro

 Post on Instagram at the right times

Beyond adding the appropriate hashtags and using the best filters, you should also be considering the timing of your posts.

A targeted approach is to analyze what has and has not worked for you in the past. By visiting IconoSquare’s optimization section, you can get a detailed analysis of your posting history vs. engagement. This report will also highlight the best times of the day and days of the week to post.

The dark circles indicate when you usually post media. The light gray circles shows when your community has been interacting. The biggest light gray circles represent the best times for you to post.

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Defects Of TV that we Don’t even Notice!

 

In this article i am going to discuss about the defects of Television that we don’t even notice. Television is harmful for us in many ways, there are many defects that we know but there are some big defects that are because of television and we don’t notice them. So let’s get started!

CONFIDENCE

Biggest defect is that Television reduces our confidence as I have discussed before in my article “BOOST YOUR CONFIDENCE“. Watching television effects our confidence in many different ways.

Dramas and films

The first way of television effecting our brain is by dramas and films. So, what really happens that in a film we are shown many different situations which happens to the characters in the film or drama and those characters solve that problem in a unique way or in a dramatic way or sometimes we are shown a debating conversation between characters which are ofcourse scripted but if we talk like that in real life, we would have to memorize those line and in real life your opponent’s reply can not be predicted. So, when your see those dramas our brain see those solutions and answers and saves them unconsciously for later and when any situation happens to us which is similar to the situation we saw in T.V, we act how the characters were acting and because the things in real life are not always scripted as you think they are you loose your confidence. When you see that nothing happens according to you, then you start avoiding those things.

Reality shows

Have you ever felt like when you enter a place and you think that everyone is seeing you, judging you, or observing you? That is because of the reality shows news channels and game shows. When you are seeing the person on stage and the whole audience is seeing him and observing what he is doing, then then your brain catches that situation and whenever you are in a crowded place your brain brings the expected experience of being on the eyes of the whole crowd which makes you nervous. News channels and game shows effects confidence because in news channels and game shows we are judging people which makes us think that everyone is judging us.

Television kills your self-esteem

When you watch an hour of TV, you’re exposed to about 15 minutes of commercials, whose sole purpose is to persuade you to buy stuff.

How exactly do they achieve that? Firstly, by making you feel bad about yourself. Once they do so, they sell you products and services with the promise that they’ll improve your self-esteem.

In other words, commercials are emotionally manipulating you, and most of the time you aren’t even aware of it. The result? Spending your hard-earned money purchasing products you actually don’t need and which will sooner or later leave you disappointed and sad. In addition, by constantly consuming things, you’re creating immense material waste that is messing up with our planet’s ecology.

Television makes you dumb

Another dangerously bad effect of excessively watching television is the fact it can hinder our ability to think.

Having talking heads continuously giving us quick information, opinion, analysis and criticism for just about everything, slowly leads us to stop using our own critical thinking skills. As a consequence, we can be easily misinformed and manipulated.

That’s why it’s especially important for parents and school teachers to help children and students understand the ill effects of spending too much time in front of a TV screen.

Of course, there are a few programs on TV that are educational and thought-provoking (in other words, that have a good, positive impact on our intelligence), but let’s admit it: The majority of television programs are just trash.

Indeed, we rarely find a program on TV that requires us to think. In fact, television programming is designed in such a way to match our attention spam. This perfectly explains why almost all programs are 30 to 60 minutes long. It also explains why television programs rarely dedicate the entire program to a single topic.

Therefore, not only can’t television programs provide us with any decent thought to stimulate discussion, but they present information in such a way that we can’t digest it properly. As a result, we can easily form opinions without allowing the information to first be filtered through our minds, and while we might think that we become more knowledgeable, in reality we become dumb.

The Power Of Acquiring Skills

WHAT ARE SKILLS?

To discuss the power of skills we should first clear the concept of skills or what are skills? because there are many misconceptions about skills. A skill is the ability to do something well, it doesn’t include talents, a skill is a work which you have learned and you could perform it with ease.

Skills could be anything from playing football to flying an airplane. Playing football well is a skill because it is a task that you know how to perform and you can perform it.

SKILLS = CONFIDENCE

Skills have a very big effect on your self-confidence. The more skills you learn the more confident you become. The increase in your self-confidence by a single skill depends upon how much does it matters to you.

A person’s confidence increases when ever he achieve something that matters much to him, by which he feels that he is better than before. When you feel greater, your confidence level increases, that is the reason why acquiring skills is a big source of self confidence. Confidence changes your personality which means that indirectly acquiring skills also help in improving your personality and making you better than before.

AMOUNT OF SKILLS NEEDED

If you think that you are good with three to five skills then you are probably wrong because learning is forever. You could never stop learning in your life till your death. Never stop at the amount of skills which you think is enough because as i have said before, the more skills you acquire the better you become.

You could never be a perfect person because no one can. But the thing you can do is becoming better. Never feel that you are done because there are many thing to discover and to learn. The amount of skills which is enough for you to stop learning new things is infinite. Every skill have a different role in your life. Every skill has a value that other skills could not cover. Every skill contributes in making you better than before.

REASON FOR ACQUIRING SKILLS

What is the reason for acquiring skills? why is all of that necessary? Since the beginning of the article i have discussed many advantages of acquiring skills which are the reason why you should acquire skills.

So, let’s write all of those reasons in points

  • Source of confidence: As I have discussed before that it is a big source of confidence as it helps us feel greater and better than before.
  • Utilization of time: It is better to learn a skill than playing games or watching videos on youtube. It is better because it helps you in your life, and solves many problems in many ways(depends upon the skill).
  • It isn’t so unnecessary: Acquiring different skills isn’t as unnecessary as you think it is, many people think of it as an extra activity for free time, but i gotta tell you that it is not that useless. Learning skills is the real thing, it is much better than learning for the tests of your schools because skills are gonna pay you till the end of your life.
  • Loyalty: Skills are loyal they never leave you and always help you in your hard times.
  • Self-investment: Acquiring skills are also called self-investment which means that by learning a skill you invest on your self on making your self better. Acquiring a skill is an investment because it always pays you. It is the best type of investment.

IS IT SO HARD?

Many of you would be thinking that if it will be very hard. It only seems hard but I can tell you that it is fun, nothing could be more exciting than acquiring a skill which you like, it is fun only if you are interested in learning the skill which you are learning. You can take an example, like for me making a website was first skill of mine and after that i loved acquiring new skills. Now I have a long list of skills that i can not memorize sometimes. But  many of those are helping me and i believe that these will help me in the future too.

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Your financial lifestyle

In my previous articles i have discussed the defects of the schooling system and the jobs. So, many of you have questioned for an alternative which is the reason i am writing this article.

I have come up with three types of financial life styles, in this article i am not going to discuss the amount of money that changes your financial lifestyle but i am going to discuss the sources of money.

Average financial lifestyle

This is the most common lifestyle which most people have. In this lifestyle you go to school regularly, do homework, get average marks, play with friends, then grow up doing the same, then go to college trying to do good in exams, then do a job the whole day and do not have much time for your family or for your goals, in this lifestyle you just wait for paycheck to paycheck or work hard for a promotion which you sometimes do not get and if you get promotion then you start waiting for another promotion, this goes on and after some time, you retire.

In this lifestyle you may have noticed that there are much hard work but all of that without a big result. In this lifestyle you just get scolded by your boss, go home late, you have a lot of pressure, can’t give time to your family and can’t get free time to live your life, to travel the world or to accomplish your goals.

Self employed lifestyle

This lifestyle is much different than the average lifestyle this lifestyle includes the people like doctors or other specialists. In this lifestyle when you are in school you have to study all the time to get good grades in exams and in college you have to do the same, there is a lot of studies for that which consumes many years in studying, after your studies get completed you finally get to work. In this time you have more time to spend with your family and for accomplishing your goals than the average lifestyle.

As we saw that this lifestyle was hard in the beginning but got a little easier later but you have to be very consistent and have to be very good in memorization and should give much time to your studies.

Investor or business lifestyle

This is the lifestyle which makes you rich financially. In this lifestyle you have enough money for your needs and you could easily help anyone who is suffering financially. In this lifestyle you have the choice in your hand whether you want to have free time or to be at work all the time. In this lifestyle you are the boss of your own lifestyle. In this lifestyle it doesn’t matter if you are good in studies or not. But the real struggle in this is at the starting of your business or investments, this lifestyle does not need schooling but it requires self study you have to read books on your own, get to know all types of things which you can do, try many things and than get to the thing which you found the most interesting. It needs a lot of consistency. After that struggle there is a big prize waiting for you.

You could choose any of these, the choice is your’s!

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THE PURPOSE OF HUMANS IN 2035

As we have been predicting the future since many years that there will be robots to do the work of humans in the future and that the humans will extinct because of them. If you think that nothing has changed by robots till now, these all are just rumors or maybe it will happen in the next hundred to two hundred years then you are probably wrong because that time has started. As we all know that many companies have created AI (Artificial Intelligence) and many jobs has been replaced by robots in some big companies which will soon be replaced in small companies too.

It has been predicted that the robots will be advanced enough to replace the jobs of 800 million jobs, all over the world. So, if we just get moving , living and learning according to our schools, then our future is in great danger.

UNREPLACEABLE JOBS

The purpose or the jobs which would be left for the humans are the jobs which includes high quality of brain activities, the jobs which includes designing, creativity or entrepreneurial stuff. These are the jobs which would not be replaced or at least will not be replaced till the next 100 years.

The learning of these fields are not included in your school syllabus or your normal life, so you have to get out of that normal life because this is the time to improve you creative skills or it will be too late. There is no time for procrastinating, so start working now. You could now start some courses or could start learning any skill from anywhere. You could do many things which does not consume much time, try many things and at the end, do what you feel the best for yourself.

You can start learning Trading, there are many types in trading too in which you could select one  from stocks, forex, commodities, cryptocurrencies, and many more things, or you could think for an idea of a business. Business and investing are which i think the best skills you could have for the future even if there is no automation.

REASON OF AUTOMATION

What is the reason behind this automation? Are there some evil people out there who want people to suffer? The answer is of course NO.  The companies hire robots instead of the humans because there are a lot of amount of advantages of robots and no disadvantages. The robots doesn’t want salary at all so it saves the companies money, the robots work much faster and consistently without getting tired and without sleeping which provides the company the speed of work and massive production, the robots does not make mistakes and do not lie.

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Guide for Investing without risk

Investing isn’t risky, it’s just the investor who is risky. Investing is not just the game of money and luck but there is a complete education for that, which you could never get from your school. For that study you would first have to get some experience by investing or by just observing that how the market is working, have questions in your mind and then find the answers. In this article you would gain some basic knowledge about investing which is necessary for starting to invest.

Before i started investing, I read many books, articles and watched many helpful, knowledgeable videos but after all that knowledge, when I started investing I had many losses by which i gained experience about how things work, So what I am trying to say is that only knowledge isn’t enough, you would have to gain some experience and have some losses too.

So, the first thing you have to know is that there are many types of investments like real estate, stocks, businesses, commodities, etc. These all are called financial vehicles, and these all are different types of vehicles so you have to use all of them them at different financial stages. They are very similar to normal vehicles, like if you want to go at someone’s house in a different country you would use airplane to go to that country and then a car or any type of public transport to go to his house from the airport, you can’t just use one vehicle for all of that. The same is with investing, you would have to use different types of investments at different financial stages. The second thing is the difference between a sophisticated investor and an average investor. The difference is that the sophisticated investor looks at the risk by totally different way than an average investor. An average investor focuses on professional education(the education taught in schools) but the sophisticated investor focuses on the the financial education, Financial education is necessary for investing or starting a business, the education you were having in your school all these years was professional education which has no concern with finance and money. An average investor avoids making mistakes and a sophisticated investor understands that mistakes are aren’t bad.

 KNOW WHAT YOU ARE DOING

Investment is not risky if you know the company or the real estate or the thing in which you are investing. No one will tell you where to invest because no one can. It completely depends on your experience and your observations which means that knowledge and experience is the key. One of the most important things in investing is that do not predict anything and just be ready for everything that could happen. Don’t just expect much from any investment.

ASSETS AND LIABILITIES

You should know the difference between an asset and a liability. This is the most important thing you should know to live a financially independent life. It is not only important for investment or any business but also for your daily life. A liability is which takes the money out of your pocket for example your car, your bike, your computer(if it is not used for any type of business or investment). And an asset is which put money in your pocket for example real estate, stocks, businesses and business shares.

HOW THE KNOWLEDGE OF ASSETS AND LIABILITY REDUCE THE RISK?

The question is that how does knowing the difference between an asset and a liability helps in reducing the risk of investment. Everything which is related to money in any way have some assets and liabilities, like every business, real estate, your house, your computer, your car, and even you yourself have assets and liabilities. By knowing the assets and liabilities of a business or real estate we can predict whether the the value of that business or what ever it is going to go up in the future or not.

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Your Job is nothing but a Scam

A job is where you work hard daily for someone else’s dream, to grow other’s business, to get a paycheck and get retired. But most of you are thinking that there is no other way, so let me tell you that there are three types of incomes which are described in the picture below.

Normal income is the income which you earn by a job you can convert it in to any of these two incomes by using the money earned by your job and investing it in these two types of income. And how to do it without risk is described below.

DISADVANTAGES OF NORMAL INCOME

There are many disadvantages of a normal income. The first is that you could never be rich by normal income, many people think that they could get better when they get promoted and get a higher salary, But the truth is that nothing changes because when you get higher salary, you then desire for more and this process goes on until you get retired and when you get retired you realize that you got nothing for all of that hard work. The second is that “normal income” is the most highly taxed income because the middle class pays the most tax. In portfolio and passive income there is much earning but too little tax or sometimes there is no tax.

RICH DON’T PAY TAXES!

This is a fact that rich people does not pay taxes or pays less taxes, the poor and the middle class people pays taxes, more than rich people, which means that a normal employee with an average salary, pays more tax than a millionaire businessman. The reason is that the rich people are financially literate and knows how to get rid of taxes or pay less taxes legally.

ALL IS ABOUT MONEY!

Many people often say that “I don’t like money”, “I don’t do it for money”, “Money means nothing to me”. Yes money isn’t important than many of the things but in terms of a job, you do it for money it isn’t because you are greedy, it is because the money is one of your needs. You go to work every day 9-5, work hard, at the end get a paycheck, then when your salary get finished you just complain yourself but when you get a new paycheck you just get back to your routine. In most people’s lives this goes on every month and after that, NOTHING CHANGES.

CONVERT NORMAL INCOME INTO PASSIVE AND PORTFOLIO INCOME WITHOUT RISK

Converting your normal income to portfolio or passive income needs some investments which is the hardest task for many people because of the risk. “Investment isn’t risky, the investor is risky” which means you are the one who is risky not the investment. The simple way to invest without getting being risky is that, get some financial education which is not available at your school (as told in my previous article “Don’t go to school to be successful“). So to get financial knowledge or financial literacy you must read some books like “rich dad poor dad”, “guide to investing”, etc. Or you have to get some courses and experience or you could also wait for my next article which would be on guide for Investment and business.

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DO NOT GO TO SCHOOL TO BE SUCCESSFUL

WHAT IS HAPPENING TO CHILDREN IN SCHOOLS

When a child is in school, the question mostly asked to him is that, “What do you want to be in future”. This question’s answer is already told to him by his parents, teachers or relatives. The child is told that he could just be an engineer or a doctor. The child is completely unaware of business or investing and other big stuff. The child’s imagination is made limited by the school by making him feel ashamed of himself. Schools do not teach children about money, handling money or the importance of money. They say that money is a bad thing and we don’t have to think about getting it, it makes us greedy however, the concept of schools nowadays is all about money. A student studies so that they could get a job in the future because there is no knowledge in schools. Why don’t schools tell children about the money they will get from the job for which the study 20 years. Schools should teach students about life too. Knowledge about life, or about how to treat others, about success and there are many more thing which needs to be taught in schools. A student study 20 years for getting a job for 30 years. Is that fair? Absolutely not. This is insane! what to do with the life after retirement? do schools tell how to invest or save money for retirement or how to spend money wisely?

What I am trying to say here is that if our education system is taking our that many years then it should teach more than a thirty year job.

THE SUCCESSFUL CHILD IN SCHOOL COULD BE UNSUCCESSFUL

The child who is called the most successful in school is the student who scores the first position. That child is successful in school but not in real life because real life does not work like that. The tests that are taken in our schools are not testing the child’s IQ or intelligence, it is just the testing the ability of memorization. But is memorization enough? Can memorization make a person successful in real life?, the answer is NO!. If a child is not good at memorization, he is called the worst student which makes him loose his confidence and causes many losses in life. But that child could be a successful businessman, investor or a trader and now he can even do a job by getting enough skills and knowledge by internet or by books as some companies have started hiring employees without college degrees too. But the problem is that the school makes the child think that he could not do anything in life by lacking the ability to memorize sentences.

The smartest person in school is the one who does not make mistakes, but in real life the smartest one is the one who makes mistakes. Children’s mind is trained for avoiding mistakes which pulls them from doing different and big stuff. The fear of making mistakes pulls the person away from success.

SCHOOLS KILLS CREATIVITY

In school the questions are not asked by the students, but the answers are told first and then the student is asked to write those sentences which stops his creative thinking ability, the children are asked to write the same thing in exams without using their brains and by just memorizing those sentences which is really bad for the learning ability of the child. There is no subject or any period in school in which the student is encouraged to use their brain and build something by themselves, or to do some creativity.

PROGRAMMING OF CHILDREN

The thing that makes the children different from computers and robots is the creativity, the thinking, the designing, the innovating ideas. But in schools these thing are removed from children and they are made to work like robots. They are being programmed, the knowledge is being programmed into them. The difference between programmed knowledge and learned knowledge is that in programmed knowledge which is programmed in schools the children are already told the answer just like we program and answer for example they are told that “if we ask you what is black, you would say that it is a color” instead of telling them that “black is a color”. This was just an example but in schools everything is told in the same way.

This was okay for the previous times but now the artificial intelligence is coming so there is no chance of surviving with this education. The future of these children are in danger because there will be lack of these robotic jobs for which the child is studying his whole life.

START HEADING TOWARDS SUCCESS!

If you just want to be an engineer or a doctor or any other type of employee then you should go to school but if you want to be rich and happy in life then your school is not really helpful for that. The schools were made to produce employees not employers. This education system was made when there was a need of employees for industries. Here i want to say that don’t rely on school to make you successful because it is just an obstacle in your way to success.

SOME EXAMPLES

World’s greatest investor and world’s third richest man, “warren buffet” wasn’t capable for doing business according to his business school and was dropped out of it, “Robert T. kiyosaki” the best selling author wrote a best selling book named “If you want to be happy and rich, do not go to school” He, himself is an example of that. Many other businessmen like bill gates, mark zuckerberg, steve jobs and larry page were dropped out of the college. who are now the founders of microsoft, facebook, apple and google.

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